Privacy Policy

1. Introduction & Educational Mission

Welcome to Guru Tracker. We are committed to protecting your privacy while providing an educational platform designed to track and verify public predictions. This policy outlines how we collect, use, and safeguard your information within the context of our educational mission.

2. Nature of the Platform

Guru Tracker is an **educational and informational tool** only. Data collected is used to generate performance metrics and credibility scores for public figures. We do not use your personal data to provide financial advice, investment recommendations, or brokerage services.

3. Information We Collect

We collect information necessary to provide our services, which may include:

• Account Information: Name, email address, and profile settings.
• User Contributions: Predictions, comments, and votes submitted to the platform.
• Communication Data: Messages sent to our support team.

4. Automatically Collected Data

When you access our trusted platform, we automatically collect certain technical data to ensure security and performance, including device type, browser version, IP address, and operating system.

5. How We Use Your Data

Your data is used strictly for legitimate purposes, including:

• Verifying and authenticating user accounts.
• Calculating community-driven accuracy scores.
• Improving platform functionality and user experience.
• Detecting and preventing fraud or abuse.

6. No Financial Profiling

We do NOT use your data to create financial profiles, credit scores, or assess creditworthiness. We strictly refrain from analyzing your personal financial situation or investment capability.

7. Data Protection & Security

We implement robust industry-standard security measures, including encryption (SSL/TLS), secure database storage, and strict access controls, to protect your personal information from unauthorized access, alteration, or destruction.

8. Cookies & Tracking Technologies

We use cookies solely to enhance your experience (e.g., keeping you logged in) and to analyze aggregate platform usage. You can manage your cookie preferences through your browser settings at any time.

9. Third-Party Service Providers

We may share data with trusted third-party vendors (e.g., payment processors, email services, hosting providers) solely for the purpose of operating the platform. These providers are contractually obligated to protect your data.

10. No Sale of Personal Data

We do NOT sell, trade, or rent your personal identification information to third parties for marketing purposes. Your privacy is paramount.

11. User Rights (GDPR/CCPA)

Regardless of your location, we respect your rights to:

• Access the personal data we hold about you.
• Request correction of inaccurate data.
• Request deletion of your account and associated data ("Right to be Forgotten").
• Export your data in a portable format.

12. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this policy or to comply with legal obligations. Upon account deletion, personal identifiers are removed from our active systems.

13. Children's Privacy

Our platform is intended for a general audience and is not directed at children under the age of 13. We do not knowingly collect personal information from children. If we become aware of such collection, we will take steps to delete it immediately.

14. International Data Transfers

Your information may be transferred to and maintained on computers located outside of your state or country where data protection laws may differ. By using proper safeguards, we ensure your data remains protected during international transfers.

15. Changes to Privacy Policy

We may update this policy to reflect changes in our practices or legal requirements. We will notify you of any material changes via email or a prominent notice on the platform.