Terms of Service

Global Legal Framework (US & EU Compliance)

Educational Mandate

Guru Tracker is defined as an Analytical Research Tool under US Fair Use (Β§107) and EU GDPR Art. 6(1)(f) (Legitimate Interest). This platform serves as a place for self-study and historical archiving of public digital claims.

Neutral Data Host

We operate under US Section 230 and the EU Digital Services Act (DSA) as a neutral data host. We are not liable for the original content of tracked creators.

Veracity Disclaimer

All data represents a "Statistical Discrepancy Audit" between public claims and market outcomes. We focus on mathematical analysis rather than character judgment.

1. Core Service Definitions

TermLegal Definition
Track / Tracking SlotA single-use service credit consumed to initiate the digital capture, OCR processing, and outcome verification of a specific event.
Tracking WindowThe operational timeframe (3, 12, or 24 months) during which Guru Tracker provides automated verification. Monitoring ceases upon resolution or expiration.
Evidence Persistence (Vault)The guaranteed timeframe (6, 12, or 24 months) during which Guru Tracker hosts and provides access to the "frozen" evidence and original source links.
Verified DocumentationThe provision of immutable, timestamped source links and OCR data captured at the time of audit to prevent data loss.
Account AccessThe user's perpetual right to log in and view historical tracking data, regardless of whether they have active credits or an ongoing subscription.

2. Tier-Specific Usage Conditions

Starter (Free) Tier

  • Credit Structure: 2 initial free Tracks. An additional 3 Tracks may be unlocked for a one-time fee of $4.98, reaching a hard cap of 5 Total Tracks.
  • Tracking Limitation: Monitoring is limited to a 3-Month Window. If a prediction remains unresolved after 90 days, monitoring will cease.
  • Visibility: Access is restricted to the top 3 rows of the High-Consistency Registry and Veracity Discrepancy Log.
  • Evidence Vault: 6-Month data persistence.

Basic Tier ($13.87)

  • Credit Structure: A one-time payment grants a fixed pool of 18 Total Tracks. These credits do not expire.
  • Tracking Window: Standard 12-Month Monitoring per Track.
  • Data Rights: Full Historical Access to Live Tracking and 12-month Evidence Persistence from the date of capture.
  • Visibility: Top 12 Intelligence (High-Consistency Registry), Top 10 Intelligence (Veracity Discrepancy Log).

Pro Tier ($27.59/mo)

  • Credit Structure: A recurring subscription granting a monthly allowance of 160 Tracks. Unused monthly credits do not roll over.
  • Forensic Window: Extended 24-Month Tracking for long-term macro-predictions.
  • Unrestricted Intelligence: Full access to all directories (Truth, Shame, and Archives) and early access to Beta AI models.
  • Evidence Vault: 24-Month forensic data persistence.

3. Plan Transition Matrix

Transition PathTracking Window LogicEvidence Vault PersistenceVisibility Logic
Free β†’ BasicExisting tracks upgrade from 3-month to 12-month monitoring.Existing records extend from 6-month to 12-month storage.Blur removed; Top 12 (Truth) and Top 10 (Shame) unlocked.
Basic β†’ ProActive tracks upgrade to 24-month forensic tracking.Vault storage for all past records extends to 24 months.Full unrestricted access to all directories enabled.
Pro β†’ CancellationActive tracks keep the 24-month window assigned at capture.Existing records remain in the vault for the full 24 months.Returns to Starter visibility (3 rows) after the billing cycle ends.

4. Data Retention Policy (On Downgrade)

Read-Only Mode

If a Pro user cancels, their 24-month records remain visible in their dashboard until the persistence limit is reached, but they lose the ability to perform new Premium OCR scans or download PDF Audit Reports.

The "Vault Freeze"

If a user moves from Pro back to Free, their historical records that exceed the 6-month Free limit are "frozen" (hidden) but not deleted until their original 24-month storage expires.

Persistence Integrity

We always honor the storage duration promised at the time of purchase. If a record was captured under Basic, it must remain available for 12 months, even if the user is currently on a Free plan.

5. Accuracy & Immutable Evidence Disclaimer

  • Data Integrity: While Guru Tracker uses Premium OCR and Multi-Vector Analysis to ensure high precision, the service provides an "as-captured" record.
  • Third-Party Deletions: The "Verified Documentation" feature is designed to protect evidence against third-party deletions. Guru Tracker is not responsible for the disappearance of external websites but guarantees the persistence of its own captured internal records according to the user's plan (6, 12, or 24 months).
  • Non-Financial Advice: Guru Tracker is a data-tracking tool for auditing claims. All statistics and reliability scores are for informational purposes and do not constitute financial advice.

6. Jurisdiction-Specific Terms

πŸ‡ΊπŸ‡Έ For US Users:

"This service provides a forum for the analysis of public statements under the Fair Use Doctrine of the Copyright Act. We act as an interactive computer service under 47 U.S.C. Β§ 230."

πŸ‡ͺπŸ‡Ί For EU Users:

"Data processing is conducted for archiving purposes in the public interest and for scientific or historical research purposes in accordance with Article 89 of the GDPR."

⚠️ NO FINANCIAL ADVICE

Guru Tracker is NOT a financial advisor, investment advisor, or broker-dealer.

  • We do not recommend buying, selling, or holding any securities or cryptocurrencies.
  • Past performance of any tracked individual is not indicative of future results.
  • You should never make investment decisions based solely on the data found on this platform.
  • Always consult with a qualified professional financial advisor before making any investment decisions.

7. Limitation of Liability

PLEASE READ THIS SECTION CAREFULLY.

To the fullest extent permitted by law, Guru Tracker, its owners, developers, and affiliates shall NOT be liable for:

  • Any direct, indirect, incidental, special, consequential, or exemplary damages.
  • Any financial losses, trading losses, or lost profits resulting from your use of the platform.
  • Reliance on any information, data, or metrics provided on the website.
  • Errors, mistakes, or inaccuracies in the content (including OCR or AI-generated data).

8. Cancellation & Refund Policy

As a digital product provider, we strive for fairness while preventing abuse. By purchasing a subscription, you acknowledge that you are gaining immediate access to digital content.

Refund Eligibility by Region:

  • πŸ‡ͺπŸ‡Ί European Union (EU): 14-day full money-back guarantee (Right of Withdrawal).
  • πŸ‡ΊπŸ‡Έ United States (USA): 5-day money-back guarantee (minus transaction costs).
  • 🌍 Rest of the World: 3-day money-back guarantee (minus transaction costs).

How to Request a Refund:

To initiate a claim, please email us directly at:

contact@guru-tracker.com

* If your request falls within the policy timeframe for your region, the refund is processed automatically and will be reflected in your account within 5 business days.

9. Additional Terms

User-Generated Content License

By submitting predictions, comments, or other content, you grant Guru Tracker a worldwide, non-exclusive, royalty-free license to use, reproduce, and display such content in connection with the service (e.g., adding a prediction to the public database).

Third-Party Links & Content

Our platform contains links to external websites (e.g., YouTube, Twitter/X) for source verification. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services.

Termination of Access

We reserve the right to terminate or suspend your access to the service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Governing Law

These Terms shall be governed and construed in accordance with the laws of the jurisdiction in which Guru Tracker operates, without regard to its conflict of law provisions.